Personal Bankruptcy Clients

In order to simplify the bankruptcy process, we have created a "step-by-step" web-page dedicated to helping individuals and married couples prepare for filing personal bankruptcy.

Please Note: This page requires that you have a PDF reader installed on your computer to open certain documents.
If you do not have a PDF Reader installed, click on the image below: 

Step-by-step

In order for us to serve you better, please read the instructions below and follow the instructions carefully.
DO NOT SKIP ANY STEPS OR IT WILL TAKE LONGER TO COMPLETE YOUR PETITION!!!

  • RETAIN US: Click on the link that your attorney instructed you to choose and complete the online bankruptcy intake form and fee agreement.

    Chapter 7 Fee Agreement Chapter 13 Fee Agreement

  • VALIDATE IDENTITY: We use your credit report to obtain a complete listing of your debts as reported by your creditors. In order for us to obtain your credit report, the credit reporting agencies require that you answer a set of security questions to confirm your identity.

    DO NOT SKIP THIS STEP

    Confirm Identity

  • COMPLETE FINANCIAL QUESTIONNAIRE: In order for us to prepare your bankruptcy petition, you must complete a financial questionnaire and provide us with certain documents. Please click on the button below and we will send you an email so that you can get started.

    Start Questionnaire

  • PRE-BANKRUPTCY - Credit Counseling Courses: Federal Law requires that you take a credit counseling course before your bankrutpcy can be filed. WHEN INSTRUCTED BY YOUR ATTORNEY, please click on the link below and take the Credit Counseling course.

    credit counseling button

    Once you complete the course, you will receive the completion certificate in the email. Please email it to your attorney to ensure that the course is competed.

    Note: This Course takes approximatly one hour to complete. You are responsible for the cost of this course. ($14.95)

  • POST-FILING Financial Management Courses: Federal Law requires that you take a financial management course AFTER your bankruptcy is filed, before you can receive a discharge. WHEN INSTRUCTED BY YOUR ATTORNEY, please click on the link below and take the Financial Managment course.

    credit counseling button

    Once you complete the course, you will receive the completion certificate in the email. Please email it to your attorney to ensure that the course is competed.

    Note: This Course takes approximatly one hour to complete. You are responsible for the cost of this course. ($9)